Built By Financial Aid Experts. For Financial Aid Professionals.
ReggieAI is powered by HEAG – 35+ years of Title IV compliance expertise, trusted by hundreds of institutions nationwide.

The HEAG Foundation
Real-life strategy to reach your goals.
Since 1989, the Higher Education Assistance Group (HEAG) has been the trusted partner for colleges and universities navigating the complexities of Title IV compliance.
Our Track Record:
Our Philosophy
AI Should Amplify Humans, Not Replace Them
ReggieAI automates research, documentation, and repetitive tasks – so your team can focus on judgment, strategy, and student service.
Trust Must Be Engineered, Not Assumed
Every answer includes citations. 95%+ accuracy validated by independent specialists. Human-in-the-loop escalation built into the architecture. Your data never trains our AI.
Security and Compliance Are Foundational
FERPA-compliant from day one. SOC 2 ready. Row-level security. Comprehensive audit logging. Built for regulated environments because that’s where we live.
How ReggieAI Was Born
In summer 2023, HEAG saw a problem and an opportunity.
The Problem: Financial aid offices were drowning in regulatory complexity while AI tools were emerging everywhere – but none were built for Title IV compliance. Generic AI tools hallucinated. Consultants were expensive and limited. Manual research consumed hours daily.
The Opportunity: What if we could combine AI’s speed with HEAG’s 35+ years of Title IV expertise – and build in human oversight from day one?
Karyn Wright-Moore (VP of Compliance) and Jay Burgess (Technical Solutions Analyst) partnered to build something different: purpose-trained AI, backed by human experts, with audit-ready documentation built in.
After 18 months of development, testing, and validation – achieving 95%+ accuracy through rigorous QA processes – ReggieAI launched in early 2026.

Meet the Team

Milton L. Kerstein, President & Founder
Founded HEAG in 1989 with a vision – “Compliance should enable student access, not obstruct it.” Milton brings 35+ years of industry leadership and advocacy.

Karyn Wright-Moore, VP of Compliance & QA
25+ years in financial aid compliance across public, private, and proprietary institutions. Former Director of Financial Aid, Campus Executive Director, and VP of Operations. ReggieAI’s compliance vision and thought leadership.

Jay Burgess, Technical Solutions Analyst
15+ years in financial aid with deep AI and data science expertise. Master of Education (Loyola Marymount), Master of Data Science (Eastern University). ReggieAI’s platform architect and AI engineer.

Amanda Manuel, QA Specialist & Client Liaison
20+ years in financial aid, from front-line counselor to Director. NYSFAA Presidential Award recipient. ReggieAI’s QA model design and user experience.


